We've talked about how to create a budget, but what about actually sticking to it? That's the hard part, friends!
Most of us that have a set budget try really hard to hit our goals. We start out with great expectations and intentions, but then life happens and we stray off course.
Don't beat yourself up when that happens! If you already have a plan, then you're ahead of the game. Did you know that less than 40% of U.S. families maintain a household budget? So, give yourself some grace and space to learn.